UBL Credit Cards

UBL Credit Cards Annual Fee & Reversal Criteria

Reversal Criteria (Effective 1st Jan 2026)
Customer Level Criteria Classic Gold Platinum
Basic+ Supple Card Combined Spend 50K in 60 Days 100K in 60 Days 300K in 60 Days
  • Spend Duration: Spend within 60 days of statement generation date in which annual fee is levied
  • Requests for annual fee reversals will be entertained up to 120 days from the statement generation date in which annual fee is levied
  • Annual fee is charged at the time of card activation and annually on the anniversary date. The FED against Annual fee will not be reversed
  • Only the retail transactions (POS, Ecommerce, Cash Advance & UBP) will be qualified for meeting spending criteria for reversal.